DebtKeeper
Private debt contracts between people — gamified, automated, merciless.
Installs like an app · push notifications on iPhone & Android
The meter is running
Watch interest accrue in real time, down to the cent per second. A live countdown shows exactly when the next charge lands.
It runs itself
Interest compounds automatically. Late fees apply themselves. Reminders chase due days. Expired demands enforce their own penalties.
Lucky draw
Can't decide the terms? Set a range and a risk level, roll the dice, and let fate write the contract. You approve before anything exists.
War room
Flip the skull on a problem borrower and their whole app turns blood-red: dossier stamps, surveillance brackets, reliability assessments.
Streaks & badges
Payment streaks, 13 collectible badges, debt-free projections with a what-if slider. Paying off debt, but make it addictive.
Consent built in
Borrowers confirm what they owe. Rate changes need a response — or auto-apply. Every penalty, every change, both sides notified.
How it works
Open a contract
Lenders create a debt with any terms — or roll the lucky draw. The borrower just needs an account.
Both sides keep it honest
Borrowers claim payments, lenders confirm them. Demands, bonuses and rate changes flow through the same consent machinery.
The machine does the rest
Interest, late fees, reminders, penalties, trust scores, badges — all automatic, both parties notified about everything.
Someone owes you money?
Put it on the books. Let the machine collect.
Start keeping debts